5 easy ways to cut monthly expenses
Trying to rein in spending can be difficult, but if you look for ways to cut some specific monthly costs, it might be simpler to figure out what to do.
Simple budget savers
Reduce your food bill
Cut the car payment
Take advantage of free entertainment
Don't pay (much) for a gym membership
Remember that fashion is fleeting, but clothes are not
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So, you clip coupons, cut services, drive an old beater car, wear rags, turn out your lights, keep the temperature in your house at 62 deg, and you save $300 per month.
Bravo. Then the dentist says you need a new crown and it's going to cost $2200.
You can't win.
This is ridiculous - People who are seriously trying to save money: 1)They don't drink lattes - we're lucky of we can afford to buy the cheapest coffee available 2) they don't go out to restaurants to eat - our treat is if we can afford to order a cheap pizza or chinese once every 6-8 months (and that is considered a "serious" luxury) which we give a great deal of thought to - do we buy food for month or order pizza? 3) Cut vehicle costs? Our vehicle is 17 years old; 4) Cut back on entertainment - what entertainment? I feel decadent because we have a TV; 5) Gym costs? Get real!; 6) Clothes? We're lucky if our clothes from 10 years ago still fit! I agree with "Being Honest" - this should be addressed to Congress or yuppies who are "suffering". Not for real people who are desperately trying to survive!
I don't know where you people get your ideas for "cutting costs" but it certainly isn't from people who are out of work, out of money and out of hope!
The best ways to cut YOUR spending is to tell your government to pull there heads out of there a**'s. Republicans' and Democrats need to get together and fix this economy. It's your problem but it's there mess.
I found that the best way to save cash is by not having it in your bill fold to begin with. The video reconmends to have carry a $50. I think it's bad advice. When I go to the ball game with a $50 in my pocket, I'm tempted to buy the $9 beer. When I don't have the ca**** too muchof a pain in the a$$ to the machine to withdrawl money, so I don't worry about. At the end of the night, I found I enjoyed the game just as much without the beer and I didn't miss any action by running out for a bathroom break.
Saving money on your cell phone plan is easy. I recently walked into my cell phone provider with another providers special offer and asked why I should stay when the other is offering this sweet of a deal? You can do the same thing with the Cable Company. I now have every cable channel under the sun just with a phone call.
I have found that they money the consignment shop gives me for preworn clothes isn't worth the effort once I accounted for driving there. Here is what I did. I had a yard sale and put up a sign saying, "Everything must go, no offer refused". I had no gas expense...didn't have to wait in line at the consignment shop, and I didn't have to full with bagging the clothes to transport. I'm not sure, but I think I may have faired better in the pricing as well.
Simplest way to cut expenses is to cut your credit cards, or just leave them out of wallet. Don't have enough cash, can't buy it...
Hey Benjamin Feldman...
When you come up with an original thought...let us know.
My guess is that you have no experience in this department at all !!!
Next time, hand this type of article over to someone with more financial savvy.
Purchase old trailer and park it in friend or family members driveway (or)
Buy used tent with camping accoutrements and live under bridge near shelter.
Take advantage of local homeless meal prepared each day by volunteers and church staff
When sick, use local emergency room
Collect bottles and cans along road and turn in to recycle center for cash !
Select fine used garments from shelter donation bins
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